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  1. #37
    Join Date
    Jun 2018
    Location
    Northern VA
    Posts
    856

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by NCRAVEN View Post
    I graduated high school with $0 in debt. Beat that!
    So you aren't counting your profit from working the men's locker room huh? From what I hear... you were profitable in your HS days...
    "Always remember that you are absolutely unique. Just like everyone else." -Margaret Mead





  2. #38
    Join Date
    Jun 2018
    Location
    Northern VA
    Posts
    856

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by wickedsolo View Post
    Damn right man. It's disgusting. You basically push college on a bunch of kids that just wrapped up 13-14 years of school...so now they get to go do 4+ more years...but now they have the option to take classes that are interesting to them. Most 18 year olds are not thinking about their career - they're focused on what's in front of them and that's being on their own for the first time making decisions. College also rarely translates into real-world $$$ for people. I highly doubt an 18 year old is going "my parents are paying $50K for this...I better make the most of it and get a good ROI for them...".




    I agree. I went to college, majored in political science (a completely useless degree), came out with a shit load of student debt because no one explained that shit to me and my parents (while good people) never went to college and weren't exactly on the up-and-up in terms of economics...

    I enlisted in the Navy after college. I learned more in the Navy than I ever did in college. The Navy gave me a career path - not college. I dont regret going to college, but in looking back on it, other than meeting my wife, I don't see it as a reason for me being where I am today. For those reasons, I kind of wish I had enlisted right out of high school.




    We are taking the same approach with our kids. I would also encourage the military as I got a lot out of it and I think the military would be good for most young adults. Discipline, accountability, and respect are things that are sorely lacking in many younger adults these days.

    I also think college is going to be totally different for my kids. Sure, the 4-year institutions will still be around....I dont see Harvard or Yale going under anytime soon. However, I think as colleges become more and more expensive and class themselves out of being an option for most of middle-America, online schooling will become a lot more robust. It already has in some respects. University of Md University College, for example, has some really great accredited online programs in cyber security, MBA programs, etc. Plus, I think this will be a better option for most kids because they can live at home still if they want, save $$$, work, and get a degree.
    That is our plan as well. We are saving for college, but we will be what a HS Counselor "should" be... if they have passion for something, and genuinely like school, then we will help pay, but FIRST, they need to get the credits at a local Community College to make sure. While they are at Community College, we are saying, "If we are paying, then one course a semester needs to be a trade you are interested in". If were going to dump the money for those 2 years of getting a BA, then he better be DAMNED sure that is his path. Plus, everyone should be at least moderately competent at a trade anyhow. That way, if they need a job during college, they can be a laborer at a skilled trade, and make decent money. I'd rather just provide him the money we saved for a downpayment on his first home, and get that financial ball rolling for him at 20...
    "Always remember that you are absolutely unique. Just like everyone else." -Margaret Mead





  3. #39
    Join Date
    Feb 2009
    Location
    Frederick, MD
    Posts
    52,801
    Blog Entries
    4

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by DitkasSausage View Post
    That is our plan as well. We are saving for college, but we will be what a HS Counselor "should" be... if they have passion for something, and genuinely like school, then we will help pay, but FIRST, they need to get the credits at a local Community College to make sure. While they are at Community College, we are saying, "If we are paying, then one course a semester needs to be a trade you are interested in". If were going to dump the money for those 2 years of getting a BA, then he better be DAMNED sure that is his path. Plus, everyone should be at least moderately competent at a trade anyhow. That way, if they need a job during college, they can be a laborer at a skilled trade, and make decent money. I'd rather just provide him the money we saved for a downpayment on his first home, and get that financial ball rolling for him at 20...
    Absolutely.

    Being able to do shit with your hands competently is such a valuable asset...even if it isn't your profession. You just save so much money and it's super rewarding knowing you can do something like that for yourself.

    I built my dining room table. I built the cabinets in my house. I built my kitchen island. I retrofitted a vent hood into my cabinets. I put in a picket fence in my back yard. I installed new toilets....

    These are all things most people can do and you don't realize how much money you can save just by being fairly handy. The minute I had some dude quote me $3,000 to make built-in bookshelves for my living room was the minute I said eff that, I can do it for way less. YouTube and a kreg jig and a couple of bucks on Craigslist power tools....that's turned into a full-on side hustle making blanket chests, toy boxes, cutting boards, dough boards, whiskey cabinets, etc.

    The only trade I don't screw around with is electrical and that's because it terrifies me.
    Disclaimer: The content posted is of my own opinion.

    RIP #25





  4. #40

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by DitkasSausage View Post
    That is our plan as well. We are saving for college, but we will be what a HS Counselor "should" be... if they have passion for something, and genuinely like school, then we will help pay, but FIRST, they need to get the credits at a local Community College to make sure. While they are at Community College, we are saying, "If we are paying, then one course a semester needs to be a trade you are interested in". If were going to dump the money for those 2 years of getting a BA, then he better be DAMNED sure that is his path. Plus, everyone should be at least moderately competent at a trade anyhow. That way, if they need a job during college, they can be a laborer at a skilled trade, and make decent money. I'd rather just provide him the money we saved for a downpayment on his first home, and get that financial ball rolling for him at 20...
    Just gotta make sure s majority of this CC credits transfer





  5. #41
    Join Date
    Sep 2009
    Location
    Clayton,NC
    Posts
    14,869

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by DitkasSausage View Post
    So you aren't counting your profit from working the men's locker room huh? From what I hear... you were profitable in your HS days...
    That's profit, not debt!
    "Don't let your happiness depend on something you may lose." - C.S. Lewis





  6. #42

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by wickedsolo View Post
    Absolutely.

    Being able to do shit with your hands competently is such a valuable asset...even if it isn't your profession. You just save so much money and it's super rewarding knowing you can do something like that for yourself.

    I built my dining room table. I built the cabinets in my house. I built my kitchen island. I retrofitted a vent hood into my cabinets. I put in a picket fence in my back yard. I installed new toilets....

    These are all things most people can do and you don't realize how much money you can save just by being fairly handy. The minute I had some dude quote me $3,000 to make built-in bookshelves for my living room was the minute I said eff that, I can do it for way less. YouTube and a kreg jig and a couple of bucks on Craigslist power tools....that's turned into a full-on side hustle making blanket chests, toy boxes, cutting boards, dough boards, whiskey cabinets, etc.

    The only trade I don't screw around with is electrical and that's because it terrifies me.
    Your so right.I tore out and redid our master bathroom last winter, from plumbing to tile work. Taught myself everything through YouTube. Lots of great information out there, some better than others, you just need to convince yourself you can learn it and apply what you learn.





  7. #43
    Join Date
    Mar 2017
    Location
    Harford Cnty , MD
    Posts
    10,548

    Re: Free College and Cancelling Student Debt

    While I agree that more kids need to learn a trade and it should still be taught in high school,you guys are forgetting one huge thing....kids are LAZY! Ask most people under 30 if they’d rather pay someone or cut their own lawn. I’d bet any amount 90% would rather pay someone else. Sadly this mentality starts with my generation. We were the first exposed to the “college is the only way “ idealism. Until we stop with this dumb shit , nothing is gonna change. We’ve allowed this to happen on our watch.


    Sent from my iPhone using Tapatalk





  8. #44

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by CarrollCoRaven View Post
    Yeah that's what we need, all free Government funded college so the kids can be taught to be dependent on more free shit handouts from the Government. Hell of a scheme to get systematic votes. The kids learn not to bite the hand that feeds them. The monkey learns to push the button to get the pellet.
    The irony in all of this is that many colleges and universities are the poster children for Liberalism and, by extension, Socialism. They feel everyone should be entitled to attend college and yet never once have even entertained the idea of making it more affordable. The colleges are going to continue to gouge people, they just want it to be the American taxpayer that they swindle.





  9. #45

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by Laxdad24 View Post
    While I agree that more kids need to learn a trade and it should still be taught in high school,you guys are forgetting one huge thing....kids are LAZY! Ask most people under 30 if they’d rather pay someone or cut their own lawn. I’d bet any amount 90% would rather pay someone else. Sadly this mentality starts with my generation. We were the first exposed to the “college is the only way “ idealism. Until we stop with this dumb shit , nothing is gonna change. We’ve allowed this to happen on our watch.


    Sent from my iPhone using Tapatalk
    Gives a whole new meaning to the "Get of my lawn." saying because the old guy saying it has got to cut it themselves and can't rely on the kids to cut it.





  10. #46
    Join Date
    Mar 2017
    Location
    Harford Cnty , MD
    Posts
    10,548

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by CarrollCoRaven View Post
    Gives a whole new meaning to the "Get of my lawn." saying because the old guy saying it has got to cut it themselves and can't rely on the kids to cut it.
    Lol. I actually enjoy cutting mine. My kids never did a good job. Now that I have the Ponderosa I really enjoy driving the tractor around. Grandsons get a kick outa it also.


    Sent from my iPhone using Tapatalk





  11. #47
    Join Date
    Mar 2017
    Location
    Harford Cnty , MD
    Posts
    10,548

    Re: Free College and Cancelling Student Debt

    While I generally say ..do what makes you happy....some jobs aren’t for everyone. Not a thing wrong with college ..but I wouldn’t trade 5yrs of trade school for any degree.

    Most of my old neighbors in Hazard County were College people. Now since I’m a bit of a Dick and really can’t help myself ...at gatherings where the liquor was flowing and they’d be bragging about “we went here or we just got this “ I’d often ask a simple question of my “well educated “ friends. When’s the last time your bring home paycheck had a coma in it? Not gross ...net. Yeah. That would shut them up fairly quick when the uneducated , beer drinking ,asshole SteamFitter/welder from Dirty Ass Dundalk not only made more than them but brought home more. Lol. Daddy didn’t raise a dummy. A strong work ethic and a skilled trade will provide you with all the life you want.

    So college for everyone is the same as Medicare for everyone as far as I’m concerned. One small step from Communism. When will these people stop?


    Sent from my iPhone using Tapatalk





  12. #48

    Re: Free College and Cancelling Student Debt

    Quote Originally Posted by Laxdad24 View Post
    While I generally say ..do what makes you happy....some jobs aren’t for everyone. Not a thing wrong with college ..but I wouldn’t trade 5yrs of trade school for any degree.

    Most of my old neighbors in Hazard County were College people. Now since I’m a bit of a Dick and really can’t help myself ...at gatherings where the liquor was flowing and they’d be bragging about “we went here or we just got this “ I’d often ask a simple question of my “well educated “ friends. When’s the last time your bring home paycheck had a coma in it? Not gross ...net. Yeah. That would shut them up fairly quick when the uneducated , beer drinking ,asshole SteamFitter/welder from Dirty Ass Dundalk not only made more than them but brought home more. Lol. Daddy didn’t raise a dummy. A strong work ethic and a skilled trade will provide you with all the life you want.

    So college for everyone is the same as Medicare for everyone as far as I’m concerned. One small step from Communism. When will these people stop?


    Sent from my iPhone using Tapatalk
    Mike Rowe would be proud.





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