"Skay, I don't claim to be a mental giant. I'm not so fancy as you and don't understand the difference between playing to win, and playing not to lose."

Try this: You're Indiana Jones. You can pick up all the ancient loose gold coins on the floor of the temple and go home with a nice find...or you can pull the lever that might give you access to the motherlode treasure of the Incas ten feet away - but that also may be booby-trapped to kill you instantly.