Obama Knew Millions Would Lose Coverage

[HoustonRaven]

Looks like someone has some explaining to do ...

http://investigations.nbcnews.com/_n...alth-insurance

From the article:

Buried in Obamacare regulations from July 2010 is an estimate that because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy. And because many policies will have been changed since the key date, “the percentage of individual market policies losing grandfather status in a given year exceeds the 40 to 67 percent range.”

That means the administration knew that more than 40 to 67 percent of those in the individual market would not be able to keep their plans, even if they liked them.

[JAB1985]

Looks like someone has some explaining to do ...

http://investigations.nbcnews.com/_n...alth-insurance

From the article:

The article also says that its because the companies had major changes to those plans for them not to be grandfathered. so what are they really keeping, Their plan from the year before or the plan they just changed enough of that it triggered that part of the law? Thats also not going by whether it changed for better or worse but basically they werent able to keep their Original plan regardless, because the company changed it rather than letting it alone to be grandfathered.

[HoustonRaven]

That's quite a twist.

Law goes into effect, with certain grandfather provisions but because some private plans don't meet the grandfather provisions, it's the companies / private insurers fault?

How about not having any law that cancels out plans that people like? You know, like the President promised?

People believed the President. People trusted him and Congress when they were told they could keep their private policies if they liked them.

[JAB1985]

That's quite a twist.

Law goes into effect, with certain grandfather provisions but because some private plans don't meet the grandfather provisions, it's the companies / private insurers fault?

How about not having any law that cancels out plans that people like? You know, like the President promised?

People believed the President. People trusted him and Congress when they were told they could keep their private policies if they liked them.

Thats not a twist, its exactly what is happening. anything pre-2010 can be grandfathered in despite not meeting the new provisions... unless you make changes to it. which than its not the same plan anymore. If it lowered premiums or deductibles and made it better, id agree you should have been able to keep it still but if it went up than theres no point in really arguing that you want the old plan because it doesnt exist anymore. Its more likely it went up in cost than down knowing how the insurance industry works. The only incentive for them to remove those plans for the ones that meet the new provisions is that they werent making enough money off them to warrant keeping them because people can still enroll in them which means whatever business plan they had in mind prior to ACA, didnt change, because ACA doesnt effect it.

Grandfathered plans are those that were in existence on March 23, 2010 and have stayed basically the same. But they can enroll people after that date and still maintain their grandfathered status. In other words, even if you joined a grandfathered plan after March 23, 2010, the plan may still be grandfathered. The status depends on when the plan was created, not when you joined it.

What am i missing that ACA effected these plans and it wasnt the insurers decision to remove/change them?

just adding that I do agree if it changed to help the insured that it is shitty they cant keep it because of those stipulations that it changed too much, however unlikely that is.

[NCRAVEN]

What am i missing that ACA effected these plans and it wasnt the insurers decision to remove/change them?

Bingo. Despite the President's promises of "if you like your plan you can keep it".

[HoustonRaven]

If you believed the rhetoric going into the vote, there shouldn't even have been this whole grandfathering to begin with.

The law is forcing plans to meet minimum standards of coverage that many people don't need. Seniors, women, middle class, etc are all being asked now to pay for stuff they don't need.

Instead of the tailored policies they sought out and were paying for, seniors now have to pay for contraception, women who have no intent on having kids are paying for child related expenses, etc because the law states ALL policies must cover this stuff.

He lied when he said your costs won't go up. He lied when he said you can keep your plan if you like it. He lied when he said you can keep your doctor.

Ted Cruz is going to be looking like a rock star this time next year.

[NCRAVEN]

If you believed the rhetoric going into the vote, there shouldn't even have been this whole grandfathering to begin with.

The law is forcing plans to meet minimum standards of coverage that many people don't need. Seniors, women, middle class, etc are all being asked now to pay for stuff they don't need.

Instead of the tailored policies they sought out and were paying for, seniors now have to pay for contraception, women who have no intent on having kids are paying for child related expenses, etc because the law states ALL policies must cover this stuff.

He lied when he said your costs won't go up. He lied when he said you can keep your plan if you like it. He lied when he said you can keep your doctor.

Ted Cruz is going to be looking like a rock star this time next year.

Which makes me wonder, why is the GOP pushing for a delay? From a a purely political standpoint the best thing that could happen for them is this law go FULLY in to effect.

[JAB1985]

Bingo. Despite the President's promises of "if you like your plan you can keep it".

but thats on the insurer, not the President.

If you believed the rhetoric going into the vote, there shouldn't even have been this whole grandfathering to begin with.

The law is forcing plans to meet minimum standards of coverage that many people don't need. Seniors, women, middle class, etc are all being asked now to pay for stuff they don't need.

But it isnt the old plans... whether its Grandfathering or not, those old plans have no reason to change besides the company itself saying they dont wont to keep them any longer. ACA does not effect those plans.

Instead of the tailored policies they sought out and were paying for, seniors now have to pay for contraception, women who have no intent on having kids are paying for child related expenses, etc because the law states ALL policies must cover this stuff.

Thats a legitimate point that is a reason not to like the law, but doesnt really have anything to do with those older policies being taken away. The law didnt make them take those away, they chose to for their own reasons, whatever they may be.

Ted Cruz is going to be looking like a rock star this time next year.

I really dont think so. Government shutdown was dumb. If these guys stopped trying to kill ACA and actually worked on it instead of voting to repeal it completely 50 times some of these problems could have been addressed. Its not a great law, but it is law and this stupidity in trying to kill it completely rather than try to make it work is whats costing the most.

[wickedsolo]

Ted Cruz is going to be looking like a rock star this time next year.

That is scary.


I'm no fan of the ACA...but I think Cruz is batshit crazy.


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[NCRAVEN]

That is scary.


I'm no fan of the ACA...but I think Cruz is batshit crazy.


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Why so?

[wickedsolo]

Why so?

Just something about the way he presents himself. Kind of reminds me of a male Michelle Bachman.

I also don't really like how willing he is to basically throw the country into chaos because of how much he opposes Democrat ideology.

The only thing I like about him is the "less big gov involvement", but I think he - like many other tea partiers - are using that to pander to libertarians. Is venture that they don't mean it.

Just my opinion.


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[NCRAVEN]

Just something about the way he presents himself. Kind of reminds me of a male Michelle Bachman.

I also don't really like how willing he is to basically throw the country into chaos because of how much he opposes Democrat ideology.

The only thing I like about him is the "less big gov involvement", but I think he - like many other tea partiers - are using that to pander to libertarians. Is venture that they don't mean it.

Just my opinion.


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Cool. I completely disagree with it, which is why I asked. Trying to see if there was something I didn't know or should look at for.

Bachman is the furthest thing from my mind when I see/hear Cruz. Dude has his shit together.