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  1. #31
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment



    Still can't get a quote. Tried twice yesterday and once again this morning. Keep getting the error screen.

    Not calling the FUCKYO number. Waste of time, though they're extremely polite.

    I am starting to think all of those memes I'm seeing with people saying they got a quote are bogus.
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  2. #32
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
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    27,535

    Re: My Obamacare Experiment

    Quote Originally Posted by RavenScallywag View Post
    yeah, I never understood Obamacare to be something EVERYONE should be using. I understood it to be a tool to help someone with crappier plans or no plans at all get a good deal. I know I won't need to touch it, because I have a plan through my job, BCBS. Nothing has gone up for us significantly yet, but I also have the "Gold Plan" (high bi-weekly premiums to get low deductible and low OOP cap) due to my wife's ongoing cancer.

    To be honest, I'm willing to admit that the insurance exchange portion may not be a perfect thing. But I wish that if people chose to fight it, they'd suggest alternatives instead of outright destroying ACA. There are a LOT of good things ACA tackles, such as no denial of coverage for pre-existing conditions, which is something that directly benefitted my family when my wife's job terminated her on LTD, and she had to change insurance to my plan. Without ACA, they could've chosen to deny us and we would've had to shlep by uninsured for two years, or go with COBRA?, until Medicare kicked in. Instead, she was able to continue with treatment without any sort of hiccup. And the expansion of covered items such as mental health care, preventative screenings, etc. I know a lot of people don't like the idea of covering birth control, but honestly, that's such a small piece? Like I said, everyone I see that attacks it, seem to focus on outright ripping the whole thing out instead of suggesting an alternative to assist people who want insurance but can't afford it currently, and keeping other portions of the Act which helps a lot of people out.
    Your wife was never in danger of losing coverage. It would have been against the law for anyone to stop her treatment. That was something in place pre Obamacare.
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  3. #33

    Re: My Obamacare Experiment

    This is why there is still a fight going on over Obamacare:

    http://www.nationalreview.com/articl...rles-c-w-cooke




  4. #34

    Re: My Obamacare Experiment

    Sounds like you are not alone, HR.

    total debacle thusfar




  5. #35
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment

    Quote Originally Posted by Haloti92 View Post
    Sounds like you are not alone, HR.

    total debacle thusfar
    Unfuckingbelievable.

    So in the fog of lies and exaggerations, some how this law, passed by hook or crook, is good for "us"?
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  6. #36
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment

    Attempt 7 ....

    Still getting the error screen. SMH.
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  7. #37

    Re: My Obamacare Experiment

    More broken promises:

    you can keep your plan, lower costs for everyone

    Look at #5 .....ridiculous.




  8. #38
    Join Date
    Sep 2009
    Location
    Clayton,NC
    Posts
    7,745

    Re: My Obamacare Experiment

    Quote Originally Posted by Haloti92 View Post
    More broken promises:

    you can keep your plan, lower costs for everyone

    Look at #5 .....ridiculous.
    People warned of this and were called nothing but liars, accused of "throwing granny off a cliff", wanting people to die in the streets.

    This is pathetic, but not surprising.
    We are all born ignorant, but one must work hard to remain stupid. - Benjamin Franklin




  9. #39
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment

    Had an hour to kill this morning so I gave it a try again.

    No quote yet nor can I get back into my account. Some error message came up about a bad script.

    Couldn't call the FUCKYO line since it was too early. Tried the chat support feature again but that's still not working.
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  10. #40

    Re: My Obamacare Experiment

    I got onto the site, applied and had 50 plans available to me within 20 minutes start to finish. The highest option plan (90% coverage) cost $303/m 2500 max with only 167$ deductible. Outside of that plan the premium drops considerably but the deductibles are kind of insane at first glance, imo. 124/m to 199/m for catastrophic bronze silver and gold. lowest deductible was "an average of 1000" on the first screen. going further in the process I can tell you that its deceiving because while there are some with astronomical deductibles (4k-6K), theres also plans available with 1K deductible on the Bronze and Catastrophic plans (the highest deductible plans), which I dont think is ridiculous. Overall, id say the Platinum plan isnt far off from what im getting through my work currently, little better even in some areas (deductible and co-pay are about half). considering im currently paying about 1/3 of that plan and im unsure what my company is paying for me (but id assume more than 200) its hard to say that 300/m isnt an "affordable" plan.

    I will add that the lower plans seem a lot less "affordable" to me when you consider youre paying 70$ or so a month more for the difference in deductibles. Makes sense just to get the Platinum Plan from what im seeing.
    Last edited by JAB1985; 10-14-2013 at 08:49 AM.
    -JAB




  11. #41
    Join Date
    Feb 2009
    Location
    Frederick, MD
    Posts
    31,932
    Blog Entries
    3

    Re: My Obamacare Experiment

    I actually recently read that some exchanges are working better in the states that are for the ACA.

    For example, in California the exchanges are working perfectly fine.

    I'm not sure what kind of a network they are run on...I'd imagine it is centralized per state, which would then get funneled into a main server somewhere.

    The whole thing just seems odd. I'm sure they'll fix these glitches, but who knows what will happen with the premiums and offered plans.


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  12. #42

    Re: My Obamacare Experiment

    Quote Originally Posted by wickedsolo View Post
    I actually recently read that some exchanges are working better in the states that are for the ACA.

    For example, in California the exchanges are working perfectly fine.

    I'm not sure what kind of a network they are run on...I'd imagine it is centralized per state, which would then get funneled into a main server somewhere.

    The whole thing just seems odd. I'm sure they'll fix these glitches, but who knows what will happen with the premiums and offered plans.


    Sent from my iPhone using Tapatalk - now Free
    It certainly seems like there are more issues with the states that dont want it to begin with.

    PA runs through the Healthcare.gov website. They should have just set all of them up through that website to remove that possibility.
    -JAB




  13. #43
    Join Date
    Feb 2009
    Location
    Frederick, MD
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    Re: My Obamacare Experiment

    Quote Originally Posted by JAB1985 View Post
    It certainly seems like there are more issues with the states that dont want it to begin with.

    PA runs through the Healthcare.gov website. They should have just set all of them up through that website to remove that possibility.
    I mean, it seems completely ridiculous that states that don't want the ACA are purposely sabotaging or allowing the system to be degraded.

    I also read that of the states that don't support the ACA, a majority of them have the most minority populace as well as the highest levels of poverty and the least educational merits.
    Milk is for babies. When you grow up, you have to drink beer.

    -Arnold Schwarzenegger



    Check out Fatherhood Rules - a blog site dedicated to sports, food, music, movies, and politics.
    http://fatherhoodrules.com




  14. #44
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment

    I tried again this morning and had to wait.

    Went through the healthcare.gov site as always. Maybe I'm just going at bad times.
    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




  15. #45
    Join Date
    Aug 2007
    Location
    Houston, TX Y'all
    Posts
    27,535

    Re: My Obamacare Experiment

    Still can't get on chat either ...

    WARNING: This post may contain material offensive to those who lack wit, humor, common sense and/or supporting factual or anecdotal evidence. All statements and assertions contained herein may be subject to literary devices not limited to: irony, metaphor, allusion and dripping sarcasm.




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