More and more the ranks of 'Pro' atheletes are being populated by players that are unsophisticated in the handling of money and who don't have any real advisers that can truthfully advise them. Secondly, by signing these 'big' contracts they are advertising that they are the financial sheep that is just waiting to be shorn by every financial fly by night that they know and that they don't know. And lets face one other reality - they are in their early 20's and still children in everything except their body development. Then then throw in their thinking with their little head, instead of the one that is on their shoulders - it is truly a wonder that they all don't end up bankrupt.